<!--
function get_random(maxNum)
//All quotes and logic are copyrights of The Volkers Group, LLC.
{
  if (Math.random && Math.round)
  {
    var ranNum= Math.round(Math.random()*(maxNum-1));
    ranNum+=1;
    return ranNum;
  }
  else
  {
  today= new Date();
  hours= today.getHours();
  mins=   today.getMinutes();
  secn=  today.getSeconds();
  if (hours==19)
   hours=18;
  var ranNum= (((hours+1)*(mins+1)*secn)%maxNum)+1;
  return ranNum;
  }
}

function getaQuote()
{
 var maxQuotes=20;
 var whichQuote=get_random(maxQuotes);
 whichQuote--;

var quote=new Array(maxQuotes)
   quote[0]="College Savings Vehicles:<br>Coverdell IRA, 529 plans, UTMA, Roth... <a class=type1 href='http://www.volkersgroup.com/info/college.htm'>Which plan is right for you?</a>";
   quote[1]="IRA contributions allow a maximum of $5,000/year... Start saving now!";
   quote[2]="Will social security be there when you're ready to retire?  Don't rely on it being a significant source of income in your retirement years.  Start saving today!";
   quote[3]="Have a question that our web site doesn't answer? <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>Call, write, or email us!</a>";
   quote[4]="Will you be able to maintain your lifestyle during retirement?  See us for answers.";
   quote[5]="Just starting to invest?  <a class=type1 href='http://www.volkersgroup.com/info/funds/mutual_funds.htm'>Mutual funds</a> are a great way to get diversification.  Call us now!";
   quote[6]="<a class=type1 href='http://www.volkersgroup.com/info/college_plan.htm'>Are you saving enough for college?</a>... A Section 529 plan can help you save for college and save you taxes!";
   quote[7]="With fewer companies offering pension plans these days, is an annuity the right solution for you?  <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>Contact us</a> for more information.";
   quote[8]="A 401k Plan is a great way to save for retirement, but proper allocation is important.  <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>See us today</a> to help ensure you are on the right track!";
   quote[9]="Are you worried about estate taxes eating away your assets?  Ask us about life insurance solutions.";
   quote[10]="Self-Employed and saving for <a class=type1 href='http://www.volkersgroup.com/info/retirement/retirement_investments.htm'>retirement</a>?  See if SEP-IRAs or SIMPLE IRAs can help!";
   quote[11]="Do you like a certain industry?  A specialized Sector Fund may be for you. <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>Contact us</a> for more information.";
   quote[12]="Changing jobs?  Rolling your 401k over to an IRA may give you more control of your money and better investment options.  <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>Call us</a> for more information.";
   quote[13]="Dollar Cost Averaging helps minimize the effects of price volatility.  <a class=type1 href='http://www.volkersgroup.com/info/dca.htm'>Click here</a> to see how it works.";
   quote[14]="<a class=type1 href='http://www.volkersgroup.com/info/bonds/'>Bond investments</a> offer a source of income.  If you need income, set up an appointment to discuss your options.";
   quote[15]="Roth IRA vs. Traditional IRA.  What is the difference?  <a class=type1 href='http://www.volkersgroup.com/info/retirement/retirement_investments.htm'>Find out now!</a>";
   quote[16]="Virtually all investments have some degree of risk, but diversification can help reduce it. <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>Contact us</a> for a complete portfolio assessment that will determine your comfort level.";
   quote[17]="Do you want tax-exempt income?  <a class=type1 href='http://www.volkersgroup.com/Volkers_Web/feedback.asp'>Contact</a> one of our investment advisors to determine if a bond investment strategy is right for you.";
   quote[18]="Real Estate is often overlooked as an investment option.  <a class=type1 href='http://www.volkersgroup.com/info/reits_format.htm'>See how REITS</a> can enhance a diversified portfolio.";
   quote[19]="Did you know that your investment can grow tax free in a ROTH IRA?  <a class=type1 href='http://www.volkersgroup.com/info/retirement/rothira.htm'>Find out more.</a>";

document.write(quote[whichQuote]);

}

getaQuote();

//-->

