You have contributed to your
company's retirement plan, invested in IRAs, watched your monthly budget, and retirement
is just around the corner. You ask yourself, "Have I saved enough to
retire?" We have developed a Retirement Analysis program which helps answer
this and many other questions.
Our Retirement Analysis lays out your assets,
including outside managed accounts, your revenue resources in your retirement years
(i.e. Social Security, pensions, part-time salaries, etc.), and projected expenses.
We also calculate estimated taxes and make assumptions on inflation and asset growth
rates.
Laying out this information allows us to analyze how
much you will have to rely on your nest egg, sources for monthly income, and, of course,
whether you have the assets to support the lifestyle you desire. Our analysis is
flexible enough to handle the sporatic nature of income and expenses during your
retirement years. For example, if you plan to retire next year, Social Security does
not start for three years, you plan to purchase an automobile every four years, and you
might do some part time work starting in two years, our Retirement Analysis can still get
you the answers you need.
Every retirement process is unique because we
believe every client is unique. When you are nearing retirement, the "boiler
plate" approach of plugging your data into a computer (the same way it is done for
everyone) is not going to give you solutions or peace of mind. This is why a
customized, flexible Retirement Analysis adds so much value when trying to get detailed
analysis and a plan to follow.
If you are within five years of retirement, or
already retired, contact us to see if
our Retirement Analysis would benefit you. Our Retirement Analysis may be just one
piece of the puzzle, be sure to learn about our Risk
Analysis model.
If you still have a long time before retirement, but
want to know if you are on the right track, look into our section about Achieving Goals.
